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MPA Benefits Hub
Coverage you can count on.
Compare plans, find care, get support, and discover ways to save—all in one place.
Start with what you need
What can we help you do?
Choose a path. We’ll take you straight to the right plan, tool, or contact.
Save Money
Earn rewards, use tax-free accounts, and choose the medical option that fits your year.
Find Your Best-Fit Plan Smarter Healthcare Choices See Savings OpportunitiesGet Support
Get help with Life Changes, confidential counseling, family resources, financial tools, and carrier contacts.
Update My Coverage / Report a Life Event Open MyLifeExpert Browse Work-Life SupportUse your benefits well
Four smart moves for the year.
These opportunities can help you get better care and keep more money in your pocket.
Get Paid to Pick Better Care
MyMedicalRewards™ pays eligible members for choosing high-quality, lower-cost providers.
Spend Pre-Tax on Wellness
Use HSA/FSA dollars on qualified wellness products through the TrueMed marketplace.
Visit TrueMed
Perfect Vision? We’ve Got the Perfect Benefit
Use your $150 VSP LightCare allowance for ready-made non-prescription sunglasses or blue-light-filtering glasses instead of prescription eyewear or contacts.
Check Before You Fill
Look for generics and lower-cost alternatives before filling a prescription.
View the Cigna Drug ListPlan Cost Estimator
See the full cost—not just the premium.
Answer a few quick questions and compare estimated annual cost across every medical option, including payroll premiums, expected care, employer HSA funding, and potential tax savings.
- Uses MPA’s plan rates and benefit summaries
- Ranks all four plans using your expected care
- Runs privately in your browser—nothing is saved
Interactive ToolTake 2 Minutes—Save All Year.
Get a personalized estimate, see the trade-offs, and understand why a plan may fit.
Launch the Plan Cost Estimator Estimate only—not a quote. Official plan documents govern.Medical Plan Options
Compare Our Medical Options
| Plan Detail | Copay CoreCopay PPO | Consumer CoreHSA-Qualified PPO | Copay EnhancedCopay PPO | Consumer EnhancedHSA-Qualified PPO |
|---|---|---|---|---|
| Deductible Single / Family | $3,000 / $6,000 | $3,500 / $7,000 | $1,000 / $2,000 | $2,500 / $5,000 |
| Out-of-Pocket Maximum Single / Family | $8,500 / $17,000 | $7,000 / $14,000 | $3,000 / $6,000 | $4,000 / $8,000 |
| Primary Care | $30 Copay | 20% After Deductible | $20 Copay | 20% After Deductible |
| Specialist | $60 Copay | 20% After Deductible | $40 Copay | 20% After Deductible |
| Generic Rx | $10 After Deductible | 20% After Deductible | $5 After Deductible | 20% After Deductible |
| Employer HSA Funding Single / +1 / Family | — | $250 / $500 / $750 | — | $500 / $750 / $1,000 |
| Best Starting Fit | Predictable Costs | Lower Premiums + HSA | Frequent Care | HSA + Lower Deductible |
In-network highlights from MPA’s current benefit summaries. Official plan documents govern.
Your coverage, organized
Plans, contacts, and documents—together.
Choose a benefit to see what it covers and go directly to the carrier or approved resource.
New to the Team
Welcome. Let’s get you covered.
Most benefits begin the first of the month after 30 days. Eligible employees regularly work 30+ hours per week and may cover spouses, partners, and children to age 26.
Test Drive Our Benefits Before Enrolling- 1Review Your Options
Start with the benefit preview and program overview.
- 2Check Eligibility and Timing
Confirm who you’ll cover and your enrollment deadline.
- 3Compare Plans
See estimated annual costs across all four medical options.
Open the Plan Cost Estimator - 4Enroll in Rippling
Submit your elections before your deadline.
Open Rippling
Benefits Learning Center
Learn More.
Learn on your own with the featured overview and short demos. Need personalized help? Open the Benefits Help Desk anytime.
Featured Overview
MPA Benefits Program Overview
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Benefits Video Library
Watch here without leaving the benefits hub.
Ready When You Are
Make or update your elections in Rippling.
Review your options and official plan documents before making your elections.
- New to MPA?Complete your initial benefit enrollment within 30 days of becoming eligible.
- Have a qualifying life event?Marriage, birth or adoption, or loss of other coverage may allow changes. Request updates within 31 days. Learn more about life events.